Effective Date: February 5, 2024
Welcome to California Payday Loans, your trusted online payday loan provider in California. We are committed to protecting the privacy and security of our customers’ personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services.
1. Collection of Information
Personal Information: We collect personal information that you voluntarily provide to us when you apply for a loan or contact us for support. This information may include your name, address, email, phone number, Social Security number, employment details, income level, and banking information.
Non-Personal Information: When you visit our site, we automatically collect non-personal information such as your IP address, browser type, operating system, and browsing behavior. This helps us understand how you use our site and improve your experience.
2. Use of Information
The information we collect from you may be used to:
- Process your loan application and provide you with the requested services.
- Improve our website, customer service, and overall customer experience.
- Communicate with you regarding your account, updates, promotions, and important notices.
- Comply with legal and regulatory requirements.
3. Disclosure of Information
California Payday Loans may share your personal information with third parties in the following circumstances:
- With our network of lenders and financial partners to process and service your loan.
- With service providers who perform services on our behalf, such as customer support, email delivery, and website hosting.
- When required by law or to protect our rights, property, or safety, or that of our customers or others.
- In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction.
4. Data Security
We implement a variety of security measures to maintain the safety of your personal information. Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems and are required to keep the information confidential.
5. Cookies and Tracking Technologies
Our website uses cookies and similar tracking technologies to enhance your experience and gather information about visitors and visits to our websites. You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies through your browser settings.
6. Your Rights and Choices
You have certain rights regarding the personal information we hold about you. You can:
- Request access to the personal information we hold about you.
- Ask us to correct or delete the personal information we have about you.
- Opt-out of receiving marketing communications from us.
7. Changes to Our Privacy Policy
California Payday Loans reserves the right to update or modify this Privacy Policy at any time. We will post the revised policy on our website with an updated effective date.
8. Contact Us
If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at: [email protected]
By using our website and services, you consent to the collection and use of your information as outlined in this Privacy Policy. We value your trust and are dedicated to protecting your privacy every step of the way.